Privacy Policy

Last updated: March 5, 2024

Introduction

Welcome to iquickhome, an online platform that connects you with the best insurance companies based on your budget and needs. We value your privacy and respect your rights to control your personal information. This privacy policy explains what information we collect from you, how we use it, and how we protect it. It also outlines your rights and choices regarding your information and how you can contact us if you have any questions or concerns.

By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Information Collection

When you use our service, we may collect the following types of information from you:

• Personal information: This includes your name, email address, phone number, date of birth, gender, marital status, occupation, income, and any other information that you voluntarily provide to us when you fill out our online form or contact us. We collect this information to provide you with personalized quotes, communicate with you, and improve our service.
• Non-personal information: This includes information that does not identify you personally, such as your IP address, browser type, device type, operating system, language preference, location, and other technical or statistical data. We collect this information to analyze how you use our service, optimize our performance, and enhance our security.
• Sensitive information: This includes information that may reveal your health condition, medical history, or insurance claims. We collect this information only with your explicit consent and only for the purpose of providing you with accurate quotes and matching you with suitable insurance companies. We do not use this information for any other purpose, and we do not share it with anyone except the insurance companies that you choose to contact.

Information Use

We use the information we collect from you for the following purposes:

• To provide our service: We use your information to process your requests, generate quotes, match you with insurance companies, and facilitate your communication with them.
• To improve our service: We use your information to monitor and analyze how you use our service, identify and resolve issues, and develop new features and functionalities.
• To communicate with you: We use your information to send you service-related messages, such as confirmations, reminders, updates, and alerts. We may also use your information to send you marketing messages, such as newsletters, promotions, and offers, if you opt-in to receive them. You can opt-out of receiving marketing messages at any time by following the instructions in the messages or contacting us.
• To comply with the law: We use your information to comply with our legal obligations, such as responding to subpoenas, court orders, or requests from authorities.

Information Sharing

We do not sell, rent, or trade your information with any third parties for their own purposes. We only share your information with the following parties and under the following circumstances:

• Insurance companies: We share your information with the insurance companies that you choose to contact through our service. We only share the information that is necessary for them to provide you with quotes and services. We do not control how they use or protect your information, and we are not responsible for their privacy practices. You should review their privacy policies before contacting them or providing them with any information.
• Service providers: We share your information with our trusted service providers who help us with our business operations, such as hosting, storage, analytics, security, payment processing, and customer support. We only share the information that is necessary for them to perform their services, and we require them to protect your information and use it only for the purposes we specify.
• Affiliates: We share your information with our affiliates, which are companies that are owned or controlled by us or that own or control us. We only share the information that is necessary for them to provide you with our service or related services, and we require them to follow this privacy policy.
• Other parties: We may share your information with other parties if we have your consent, if we are required or permitted by law, or if we are involved in a merger, acquisition, or sale of our assets. In such cases, we will notify you of the change and your choices regarding your information.

User Rights

You have the following rights regarding your information:

• Access: You have the right to access the information we have about you and request a copy of it.
• Correction: You have the right to correct or update the information we have about you if it is inaccurate or incomplete.
• Deletion: You have the right to request the deletion of the information we have about you if you no longer want us to use it or if you withdraw your consent.
• Restriction: You have the right to request the restriction of the use of your information if you believe it is unlawful or inaccurate.
• Objection: You have the right to object to the use of your information for certain purposes, such as marketing or profiling.
• Portability: You have the right to request the transfer of your information to another service provider in a structured, commonly used, and machine-readable format.
• Complaint: You have the right to lodge a complaint with a supervisory authority if you believe we have violated your privacy rights.

To exercise any of these rights, you must contact us using the contact information below. We may ask you to verify your identity before fulfilling your request.

CCPA Privacy Policy: Rights Under the California Consumer Privacy Act (CCPA)

If you are a resident of California, you have the following additional rights under the California Consumer Privacy Act (CCPA):

• Disclosure: You have the right to request that we disclose the categories and specific pieces of personal information we have collected, used, disclosed, and sold about you in the past 12 months, as well as the sources, purposes, and third parties involved in each activity.
• Opt-out: You have the right to opt-out of the sale of your personal information to third parties. We do not sell your personal information to third parties, so you do not need to opt-out.
• Non-discrimination: You have the right to not be discriminated against for exercising any of your CCPA rights. We will not deny you our service, charge you different prices, or provide you with a different quality of service for exercising your CCPA rights.

To exercise any of these rights, you must contact us using the contact information below. We may ask you to verify your identity before fulfilling your request.

GDPR Privacy Policy: Rights Under the General Data Protection Regulation (GDPR)

If you are a resident of the European Union, the European Economic Area, or the United Kingdom, you have the following additional rights under the General Data Protection Regulation (GDPR):

• Consent: You have the right to give or withdraw your consent for the collection, use, and sharing of your personal information at any time. We will only collect, use, and share your personal information with your consent, unless we have another legal basis for doing so.
• Legitimate interests: You have the right to object to the processing of your personal information based on our legitimate interests, such as improving our service or communicating with you. We will stop processing your personal information unless we have compelling legitimate grounds to continue, or we need to process it for legal reasons.
• Data protection officer: You have the right to contact our data protection officer, who is responsible for ensuring our compliance with the GDPR and handling your requests and inquiries. You can contact our data protection officer using the contact information below.

To exercise any of these rights, you must contact us using the contact information below. We may ask you to verify your identity before fulfilling your request.

Security Measures

We take appropriate technical and organizational measures to protect your information from unauthorized access, use, disclosure, modification, or destruction. These measures include encryption, firewalls, access control, backups, and audits. However, no method of transmission or storage is completely secure, and we cannot guarantee the absolute security of your information. If you have any questions about our security practices, please contact us.

Cookies and Other Tracking Technologies

We use cookies and other tracking technologies to collect and store information about your preferences and behavior when you use our service. Cookies are small files that are placed on your device by our website or third-party services. They help us recognize you, remember your settings, analyze how you use our service, and deliver relevant ads to you. You can manage your cookie preferences in your browser settings or by using our cookie consent tool. You can also delete or block cookies, but this may affect the functionality of our service.

Third-Party Services

We use third-party services to help us with our business operations, such as hosting, storage, analytics, security, payment processing, and customer support. These services may collect, use, and share your information in accordance with their own privacy policies and terms of use. We are not responsible for their privacy practices and we encourage you to review their policies before using their services. Some of the third-party services we use are:

• Google Analytics: We use Google Analytics to measure and analyze how you use our service and to improve our performance and user experience. Google Analytics may collect your IP address, device type, browser type, operating system, location, and other information. You can opt-out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on.

Children’s Privacy

We do not intentionally gather, use, share, or sell the personal information of individuals below the age of 16 and this Site is not meant for individuals below 16. If you find out that an individual under 16 has given us their personal information, please click here to reach us. If we learn that we have gathered personal information from an individual under age 16, we will remove this information as quickly as possible.

Cautions

We are not an insurance company, a loan provider, or any other type of service provider. We are only a platform that connects you with the best insurance companies based on your budget and needs. We do not provide any insurance policies, loans, or other services directly, nor do we endorse or guarantee any of the insurance companies or their products or services. We are not responsible for the accuracy, completeness, or quality of the information, quotes, or services provided by the insurance companies or their agents. You are solely responsible for verifying and evaluating the information, quotes, and services offered by the insurance companies and their agents. You should read their terms and conditions, privacy policies, and disclosures before contacting them or providing them with any information. You should also consult a professional advisor before making any decisions or taking any actions based on the information, quotes, or services provided by the insurance companies or their agents.

Changes to the Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices, the law, or our service. We will notify you of any material changes by posting the updated policy on our website and by email if you have subscribed to our service. The date at the top of this policy indicates when it was last updated. Your continued use of our service after the updated policy is posted constitutes your acceptance of the changes.

Contact Information

If you have any questions, comments, or requests regarding this privacy policy or your information, please contact us using the following information:
Email: contact@iquickhome.com